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Harmony Financial Network (HFN) Mission

Providing financial management, tools, resources, and education to build long term self-sufficiency for the community.

HFN News


2009/2010 Professional Development Conferences: Personal Finance: Rigorous, Relevance & Relationships for K-12 Teachers
Now is the time to be rigorous, teach what is relevant and build relationships in the community for improving financial literacy for our children and youth. Learn what free and low cost resources are available to integrate personal finance education into K-12 classes.

The Michigan Jump$tart Coalition encourages educators from schools and non profits throughout Michigan to join us for full-day conferences presenting personal finance education curricula, tools, resources, updates and ideas for teachers/educators.

The fall 2009 Professional Development Conference will be held on Wednesday, December 2, from 7:45 a.m. to 4:00 p.m. at the Federal Reserve Bank of Chicago – Detroit Branch. It is located on Warren Avenue in Detroit. The Spring 2010 conference will be held on March 25 at the Kent ISD in Grand Rapids.

The conferences provide teachers with valuable information and resources for teaching personal finance to all grade levels,” said Lois Gibbons, chairperson of the Michigan Jump$tart Coalition. “At a nominal cost ($35.00) they receive free curriculum, resources and .5 SB-CEU’s for attending.”

Fall conference speakers include author James Studinger, representatives from the Federal Reserve Bank, National Jumpstart, Investor Education, Michigan Council of Economic Education, MI Virtual University, the Michigan Credit Union League and more. Participants will discover how online tools can help you interact with teachers throughout the state. Break out sessions will be held for elementary, middle and high school teachers.

The deadline for registration for the fall conference is November 20 for the Detroit conference. Additional information and registration is available online at mijumpstartcoalition.org.

Financial Literacy


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Financial Literacy is the knowledge, skills, and ability to make wise decisions about financial matters - how to earn, save, spend, and invest money. It is about making informed, thoughtful decisions about finances that will lead to success, security and self-sufficiency.

Teaching people to make wise financial decisions is about character and values, it is about teaching them how to set goals, how to be responsible, and work toward those goals with integrity, planning and purpose.